Insuring your car can be a very expensive process. With the cost of healthcare and auto repairs steadily increasing, it is become very important to find new ways to save on auto insurance. Auto insurers are also become very competitive, offering some interesting discounts to create some very cheap car insurance plans.

The most common types of discounts reward safe drivers. If a driver has completed a Driver’s Ed course, or has taken additional safe driving classes, they can save 10% off bodily injury, property, and collision coverage. These discounts are usually given to drivers who have been driving for less than 3 years, but insurance providers have recently begun offer them to anyone who upgrades their driving skills or knowledge.

Auto insurance providers also offer discounts depending on how safe and secure your car is. There are anti-theft discounts, which offer up to 35% off of their comprehensive coverage for drivers who have secured their car with such devices and recovery systems. There are also passive restraint discounts. These discounts provide up to 25% off injury coverage for owners of cars with airbags and automatic seat belts.

Some lesser known discounts are specifically beneficial to teenagers. Insurance providers are well-known for providing discounts upwards of 10% to students who maintain high grade point averages or spots on the Dean’s List and Honour Roll. There are also great discounts for drivers who also take public transportation. If a driver can present proof of purchasing bus passes for 12-months prior to buying car insurance, they can earn a 10% discount.